Of late SBI is known for various kinds of deficiencies and lapses . Some of its officers are corrupt and they indulge in harassment of distressed borrowers even by engaging goondas. In 2010 SBI introduced a novel exit scheme for distressed SME borrowers, namely SBI OTS-SME 2010 Scheme. It involved writing off lakhs of rupees in principal and interest . So certain officers connected with the implementation of the scheme conspired to collect huge amount as bribe. So they deliberately misinterpreted the beneficial provisions of the scheme.When the realized that there was wanton misinterpretation of the provisions of SBI OTS-SME 2010 Scheme by SARC/SAMB, Chennai-8 by certain officers, they complained to the higher authorities specifically against three officers of SARC/SAMB, Chennai, The said three officers by misusing authority and abusing power, have harassed many innocent distressed SME borrowers and collected huge amount as commission (bribe). But so far no action has been taken against the said corrupt officers.The Hindu Business Line, August 7, 2013
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