Chief Minister's Comprehensive Health Insurance Scheme
It is great that the Tamilnadu government has decided to eliminate the private heath insurers from the Chief Minister's Comprehensive Health Insurance Scheme that would benefit 13.4 million families in Tamil Nadu. The Health Insurance Scheme was one of the most accepted welfare schemes introduced by the previous regime. But, it is quite perplexing to know that such a massive welfare scheme was entrusted with a single relatively inexperienced private insurance company, viz. Star Health and Allied Insurance Company (Star Health), which lacked necessary expertise as well as adequate network for serving such a huge population. It is reported that many deserving patients were denied treatment under one pretext or the other. Even in the case of those who were fortunate to avail the scheme, most of them were forced to spend extra amount for the treatment, which resulted in grave monetary loss and agony for the beneficiaries. It is also reported that the said insurance company swindled crores of rupees in connivance with certain unprincipled hospitals. Therefore, there was a hue and cry against the malpractices and improper services rendered by the said private insurance company. In fact, there was growing dissatisfaction with the functioning of the scheme and indeed the pubic were craving for a change. It is heartening to know that the Chief Minister of Tamilnadu has taken the decision to revamp the Health Insurance Scheme and entrust the job to public sector insurance companies. Although there are complaints about the public sector insurance companies, there is greater accountability and better transparency. It is gratifying to know that the new scheme will have extensive benefits and it covers more than 900 surgical procedures, including life saving interventions like cardiac, renal, neurological procedures and neonatal/ pediatric procedures, which were hitherto not covered. It is nice to know that scheme has been allotted Rs 750 crore for the current fiscal. The people of Tamilnadu are deeply indebted to the Tamilnadu government in general, and the Chief Minister, Dr. Jayalalithaa, in particular.
Dr.C.Murukadas,
It is great that the Tamilnadu government has decided to eliminate the private heath insurers from the Chief Minister's Comprehensive Health Insurance Scheme that would benefit 13.4 million families in Tamil Nadu. The Health Insurance Scheme was one of the most accepted welfare schemes introduced by the previous regime. But, it is quite perplexing to know that such a massive welfare scheme was entrusted with a single relatively inexperienced private insurance company, viz. Star Health and Allied Insurance Company (Star Health), which lacked necessary expertise as well as adequate network for serving such a huge population. It is reported that many deserving patients were denied treatment under one pretext or the other. Even in the case of those who were fortunate to avail the scheme, most of them were forced to spend extra amount for the treatment, which resulted in grave monetary loss and agony for the beneficiaries. It is also reported that the said insurance company swindled crores of rupees in connivance with certain unprincipled hospitals. Therefore, there was a hue and cry against the malpractices and improper services rendered by the said private insurance company. In fact, there was growing dissatisfaction with the functioning of the scheme and indeed the pubic were craving for a change. It is heartening to know that the Chief Minister of Tamilnadu has taken the decision to revamp the Health Insurance Scheme and entrust the job to public sector insurance companies. Although there are complaints about the public sector insurance companies, there is greater accountability and better transparency. It is gratifying to know that the new scheme will have extensive benefits and it covers more than 900 surgical procedures, including life saving interventions like cardiac, renal, neurological procedures and neonatal/ pediatric procedures, which were hitherto not covered. It is nice to know that scheme has been allotted Rs 750 crore for the current fiscal. The people of Tamilnadu are deeply indebted to the Tamilnadu government in general, and the Chief Minister, Dr. Jayalalithaa, in particular.
Dr.C.Murukadas,
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